Am i Creditworthy?

Am i Creditworthy?



Certain information about you and any
existing credit agreements is held by
a credit reference agency. A credit
provider will check this information
before deciding whether to lend you
money.

Credit Checks

A credit check is the process carried out by a prospective lender to find out about your credit history and your current credit standing. In other words, how risky you are as a borrower.

Getting And Keeping Good Credit History

Your credit record is affected by your behaviour - ie whether you always pay bills on time and keep agreement you're signed up to.